Car Insurance for Young Drivers

Hunting for young drivers auto insurance? It is a good idea to discover as much as possible before comparing insurance quotes.


You can save a lot of time and money, if you know what factors are influence young drivers auto insurance rates. At the end of the day, you will find cheaper insurance.

It is astonishing that the majority of people pay substantially more than they really need to for their auto insurance . Quite often this can be easily avoided by simply comparing quotes online.

As you probably know young drivers auto insurance can be very expensive. In order to find the best combination of good coverage and cheap insurance rates, you have to go the extra mile.

A big problem for all new drivers is the fact that they don't have any driving history. Sadly, there is not really a lot that can be done about it.

The majority of insurers treat all inexperienced drivers the same way in the high-risk category. Statistics clearly show that because of their inexperience drivers under the age of 25 are approximately 3 times more likely to be responsible for an accident compared to a diver over 60.

It is not surprising that a huge number of careful young drivers feel 'punished' by the insurance companies. In the eyes of many, having to pay up to $5000 per year is like a penalty. Of course, there are things that can be done to help the situation.

You can lower your insurance rates if you maintain good grades at school, drive an "insurance friendly" vehicle and reduce your yearly mileage. Did you know that some insurance companies do offer a discount up to 25% for students with an average grade of B.

Establishing an excellent driving record should be the focus for every young driver. Keep in mind that a single traffic violation may significantly set you back on your quest for better insurance rates. Some insurance companies will go as far as doubling your rates on the back of an accident.

It is a good idea for parents to monitor their son or daughters driving habits and behaviour on the road. Encouraging proper driving practices will help your son or daughter to establish a good driving record and help avoid future accidents.

Make sure you check if your state has any regulations and safety laws which apply to young drivers. There are passengers restrictions in the states of Georgia and New Jersey, Florida (see Florida young drivers auto insurance) and California have night driving restrictions for young drivers.

Most states will also require you to complete a certain number of hours in an education course before you can apply for drivers license.

Compare car insurance quotes for young drivers now and you could save up to 35% per year!