Driving without insurance in Minnesota

Driving without insurance in Minnesota is illegal. Everyone needs to have a proof of insurance while driving a car in Minnesota.

There are no proper statistics, but authorities feel that 1 in 6 drivers in Minnesota is without insurance. So many condemn the state of US economy because raise in unemployment means increase in the number of people with no car insurance. Even though, the state doesn't conduct checks on all drivers, the possibility of you getting caught is extremely high if you cause an accident.

If caught without insurance and you are not the owner of the car, a notice will be given to the owner who will have to provide a proof of insurance. After receiving the notice, the owner has ten days to comply. An owner who fails to present a proof of insurance is guilty of a misdemeanor.

Depending on the circumstances, the penalties for driving uninsured may vary.If it is your first offence, it will be considered a misdemeanor crime.On the other hand, for subsequent violations in the next 10 years it will be regarded as a gross misdemeanor.

In same occasions you may be allowed to produce a proof of auto insurance before appearing in court. However, even if you provide such proof before the court date, you may still receive a fine between $200 and $1000.You may be given up to 90 days of jail by the Court. Your license may be suspended and your registration revoked.

If you have to appear before Court for driving uninsured, you may want to check if obtain auto insurance before your court date will reduce the penalties.

Insured drivers pay higher premiums because drivers without insurance do not contribute to the the pool of cash which covers accidents costs. Apart from being illegal, driving without insurance is also immoral. Stay away from the road if you can't afford insurance.

Find out more about driving without insurance and SR22 insurance.